One of the biggest mistakes I’ve seen perpetrated on the Web, the bank, etc, is that you must close credit card accounts you no longer use to improve your FICO score. When you close the account, your “history” is party to this credit card. There will always be visible on your credit report, but “good [...]
Secured credit cards are great for those without credit or those with bad credit because they help build back credit ratings. A secured credit card is a card where a deposited is made to secure the card. This deposit can be made to a bank account or certificate of deposit.
The cash deposit you make will [...]
Are there really low interest credit cards for people with spotty or flat out bad credit? Fact or Fiction? Well, if you believe there are cards available (low interest..that is) that fit that profile, I’ve got news for you. I guess you still believe in the Easter Bunny also.
First of all, if [...]
Credit card companies usually send offers through the mail. You can usually receive offers to get credit cards like MasterCard, American Express, Discover card, and Visa. These offers usually encourage you to take advantages of the rebates, low credit card rates, and other benefits of a particular credit card.
Most companies offer an initial credit card [...]
Here’s the situation. You had bad credit and now you need to re-establish your credit, but none of the usual banks are willing to work with you. This is where bad credit credit cards comes into the picture. It is now possible to get a card regardless of your credit history. Below [...]